The world is full of great, smart and amazing people, who have or had the gift to understand and connect some of the dots that happened in their lives, and to turn them into truly powerful statements. Some of these statements turned out to be true not only for them but also for others. Thus, when people read or heard those statements, they connected them to their lives and if helpful, spread them further in the hope and with the purpose to give guidance to others. This is my definition of how quotes become popular.
I like reading quotes and have my own collection of some which I consider more useful than others. Most recently, I stumbled upon this one:
“What you do today can improve all of your tomorrows.” – by Ralph Marston
Such a short sentence, and yet, such a powerful message.
Having an idea or dream is usually the first step for all of us to find a purpose. And yet, while one would imagine that all of us require a purpose and would, therefore, do their best to follow up on their dreams and wishes, the truth is that most people do not find the strength, courage or conviction to be actually able to do what they like.
Too often we find constraints and barriers that seem too hard to overcome and sometimes, things require sacrifices that we are not willing to make. But no matter what your personal reasons may be, without even taking the first step in the right direction, you will certainly never see your dreams become true.
Everything starts with a plan
The first step to reach any goal is to have a plan. Putting some structure into your idea, formulating what you want and how it should look like will give you the guidance you need to establish long- and short-term goals that may lead to your success.
While this blog is all about finance, this applies to any target one would want to set up for oneself. As another accurate quote says:
“Nobody ever wrote down a plan to be broke, fat, lazy, or stupid. Those things are what happen when you don’t have a plan.” – Larry Winget.
In financial matters, this plan is called a budget.
Knowing and understanding how much money comes into your account and how much is gone by the end of every week, month and year are crucial to help you to regain control over your financial situation.
Don’t wait for this. Sit down, take a paper and a pencil and start writing. Be honest with yourself. If you can’t, ask someone to assist you. And after you have done that, start thinking which areas require changes to help you to have a better tomorrow and to reach financial independence.