Planning the next year

Today is the last day of the first week of December and it's about time to get serious about the plan for 2020. I have spent some sleepless nights on reviewing my personal budget for the next year, adjusting savings targets, expenses and thinking about upcoming opportunities. Health For 2020, I target a savings rate … Continue reading Planning the next year

How to prepare for a market crash

The stock market has been going up for quite some time now, and every now and then we can read about some market analysts predicting the next crash or crisis. The common consensus is that it's not whether a market crash will happen, but only when it will happen. And I fully agree. It would … Continue reading How to prepare for a market crash

What to do with your Christmas bonus?

I am sitting at Starbucks (SBUX) and listening to some old Christmas jingles. Yes, even the Starbucks in Thailand is playing American jingles as Christmas is drawing near. For many hard-working employees out there, this time of the year is not only an opportunity to spend some days with friends, family and to eat more … Continue reading What to do with your Christmas bonus?

Why investing in Pharma makes sense

Today, let me dive a little into the topic of income-investment and why I believe that every income-focused investor should have some pharma stocks in his or her portfolio. As my readers know, my goal is to escape the rat race with the help of investments in the stock market. With my eyes targeting financial … Continue reading Why investing in Pharma makes sense

Dividends are everyones friends

I am a strong promoter of companies that benefit shareholders by distributing dividends. While many companies refuse to do so in order to keep the cash for future investments, I believe that since a shareholder carries risk in regards to the companies success, he or she should also reap a reward from his investment and … Continue reading Dividends are everyones friends

What I will do when the markets crash

The stock market is pretty rough for a couple of weeks now. Some people predict the next financial crisis. Others think it's just a correction. And then you have all the doom scenarios out there, putting our entire financial system in question. The truth is, I have no clue what is going to happen. No … Continue reading What I will do when the markets crash

4 Reasons not to invest – Having no money

A majority of people out there thinks that investing is not for everyone. A recent survey by Blackrock revealed some critical reasons across generations, and as for why people would postpone or even not consider to invest at all. My previous post was about the no. 1 topic from that list, the access to and … Continue reading 4 Reasons not to invest – Having no money