Planning the next year

Today is the last day of the first week of December and it's about time to get serious about the plan for 2020. I have spent some sleepless nights on reviewing my personal budget for the next year, adjusting savings targets, expenses and thinking about upcoming opportunities. Health For 2020, I target a savings rate … Continue reading Planning the next year

How to prepare for a market crash

The stock market has been going up for quite some time now, and every now and then we can read about some market analysts predicting the next crash or crisis. The common consensus is that it's not whether a market crash will happen, but only when it will happen. And I fully agree. It would … Continue reading How to prepare for a market crash

Can I earn money with ads on my blog?

Among the many jobs that emerged popular in recent years are those of the so-called influencers. Individuals who can motivate others through engaging online content. They encourage others to visit destinations, and to purchase products or services. As an influencer you can either get paid directly by the party which engages you in promoting their … Continue reading Can I earn money with ads on my blog?

A journey of a thousand miles…

...begins with a single step. There might be twists and turns, ups and downs, but once we start walking and frequently check our compass, step by step we get closer to the finishing line. Reaching the goal of financial independence requires a substantial amount of money in savings and investments. Getting there is not easy … Continue reading A journey of a thousand miles…

Assets and Liabilities

These two words rarely come up in conversations. Even with my friends and colleagues, unless initiated by me, I have seldom noticed anyone popping them up into a regular chat. I guess there are good reasons for that. They sound complicated. They sound very "financial". They just don't fit in the "what are you planning … Continue reading Assets and Liabilities

Missing Targets – 2019 Full-Year Forecast

2019 has only a few more weeks to go and unfortunately, my budget is telling me that I am going to miss some of my personal financial goals and targets this year. Since I had a one month gap in between jobs (which was a goal for 2019 to have) and missed one salary payment, … Continue reading Missing Targets – 2019 Full-Year Forecast

It’s the final countdown

It's the end of the 41st week. Only 11 weeks left until the end of the year, and it couldn't get more exciting. We got the final countdown for the Brexit. The president of the United States is facing a trial of impeachment. Hong Kong turned within a few weeks from an investor's paradise to … Continue reading It’s the final countdown