You should have a personal budget, right?

One of the most common recommendations for solid financial planning is to have a personal budget in place. It can help you immensely to allocate your resources where they are needed the most, to analyze your expenses and to stay on top of your finances at all times. So it's not surprising to hear this … Continue reading You should have a personal budget, right?

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2019 – Drop the resolutions!

Yes, you read right. The new year started but we don't do the resolution stuff. We start the year with serious targets. Today is the 6th of January, so the 1st week is almost gone. This means that we have roughly another 51 weeks to meet our own, ambitious but still realistic expectations on 2019. … Continue reading 2019 – Drop the resolutions!

Investing Time

Time is your single, most important asset. It's probably the only, completely undisputable truth that anyone can find and verify for himself in this world. Time is limited, and every minute, every second that is passed, won't return. It didn't take me long to recognize this, subconsciously, but it took me a while to truly … Continue reading Investing Time

Guilty pleasures

We all have some guilty pleasures. The movie, that everyone hates, but that you secretly enjoy watching over and over. The song, that you would never admit to your friends to have it on your playlist, but that you just have to listen to every now and then. The fast-food burger, that everyone know is … Continue reading Guilty pleasures

Conscious Spending Habits

It can't probably be repeated often enough so let me say it just once more: Being in control of your income and expenses is a crucial discipline that needs to be mastered in order to reach financial independence. Today, I would like to give some advice on the expenses side. Let me start by saying … Continue reading Conscious Spending Habits