A journey of a thousand miles…

...begins with a single step. There might be twists and turns, ups and downs, but once we start walking and frequently check our compass, step by step we get closer to the finishing line. Reaching the goal of financial independence requires a substantial amount of money in savings and investments. Getting there is not easy … Continue reading A journey of a thousand miles…

Assets and Liabilities

These two words rarely come up in conversations. Even with my friends and colleagues, unless initiated by me, I have seldom noticed anyone popping them up into a regular chat. I guess there are good reasons for that. They sound complicated. They sound very "financial". They just don't fit in the "what are you planning … Continue reading Assets and Liabilities

4 Reasons not to invest – Being afraid of losing everything

A majority of people out there thinks that investing is not for everyone. A recent survey by Blackrock revealed some critical reasons across generations, and as for why people would postpone or even not consider to invest at all. In my last two posts, I have covered the top 3 reasons from that list. Time … Continue reading 4 Reasons not to invest – Being afraid of losing everything

4 Reasons not to invest – Information

A majority of people out there thinks that investing is not for everyone. A recent survey by Blackrock revealed some critical reasons across generations, and as for why people would postpone or even not consider to invest at all. Let's take a look at the top 4 of those concerns: Access to and understanding of … Continue reading 4 Reasons not to invest – Information

When is the best time to retire?

If you are just about to enter (or new to) the workforce, thinking about retirement seems very far off. Not that it's not somewhere in your head, it just seems very, very far away. But even if you already worked for a few years, you might still not be spending much time thinking about your … Continue reading When is the best time to retire?

You should have a personal budget, right?

One of the most common recommendations for solid financial planning is to have a personal budget in place. It can help you immensely to allocate your resources where they are needed the most, to analyze your expenses and to stay on top of your finances at all times. So it's not surprising to hear this … Continue reading You should have a personal budget, right?

Dividend Stocks make your worries go away

Over the last couple of months, I have started to reduce my social media presence and to close many of my online accounts. My Facebook account has been deleted (I seriously didn't miss it a single day), and the same thing happened to my Twitter account and AirBnB. As I move closer towards my goal … Continue reading Dividend Stocks make your worries go away